the employees of
Ameritas and their families
for over 60 years.
Ameritas Employees Credit Union and
MembersOwn Credit Union
Announce Proposed Merger
Lincoln, Nebraska - Ameritas
Employees Credit Union and MembersOwn Credit Union have
mutually signed a Definitive Merger Agreement to combine
memberships and resources into one credit union.
“The similarities of these credit unions
make this partnership a win-win for everyone, most especially the
members. The more a credit union grows and the more efficiently it
operates, the more earnings it will yield and the more members will
benefit,” says Kenn Miller, President of MembersOwn Credit Union.
Ameritas Employees Credit Union and
MembersOwn Credit Union pride themselves on providing friendly personal
service, affordable loans, competitive savings rates and continually
adding new products and services to meet members’ needs.
Through this partnership, Ameritas
Employees Credit Union members would gain access to the variety
of products that MembersOwn Credit Union has
to offer like real-time debit cards, credit cards and lower fees
on lending products.
In addition, services such
as, a mobile banking app compatible with both iPhone and Android
devices, MoneyDesktop (a financial aggregation application) and a
nationwide network of over 5,000 shared branch locations, including
eight in Lincoln, would be easily accessible to all members.
This joined credit union’s larger
membership and collective resources would make adding new products and
services more cost effective in the future including many that would
have been out of reach for either credit union on their own.
Each credit union is owned by its
members and is not-for-profit, meaning they return their earnings to
their members. Every member owns an equal share of the credit union
regardless of what accounts or balances they may have. Since both
participating financial institutions are credit unions, there are no
outside investors or stockholders. If this opportunity comes to
fruition, the resulting credit union would remain locally and solely
owned by the combined membership.
All discussions and decisions are
subject to membership approval,
regulatory oversight and state law.
To stay informed on the progress of this opportunity visit
Vacation Loans are back
from June through August!
yourself to the vacation you need this summer with a Vacation Loan from
the Ameritas Employees Credit Union.
Through August 29th, you can borrow up to $1,500.00
for 12 months at a base rate of 8.75% Annual Percentage Rate.
Stop in, call us at 402-467-7865,
or visit us at ameritasecu.com today!
Loan – Truth-In-Lending Disclosure/Agreement for Loan at Base Rate
The cost of your
credit as a yearly rate.
The dollar amount
the credit will cost you.
The amount of credit
provided to you on your behalf.
Total of Payments
The amount you will
have paid after you have made all payment as scheduled.
Schedule Will Be:
Number of payments
Amount of Payments
All loans more than
15 days past due will be assessed a late payment fee of $35.00.
Any late fees
incurred will be added to the minimum monthly loan payment.
For a Vacation Loan,
there will be a $100.00
Loan Processing Fee.
Collateral securing other loans with the Ameritas Employees
Credit Union may also secure this loan.
You are giving a security interest in your shares and
If you pay off early, you will not have a penalty.
Payments are due monthly beginning 30 days after the loan date.
Click the banner above to purchase Adventureland tickets
with the Ameritas ECU Corporate Discount
Important Information about
the Heartbleed Vulnerability
Ameritas ECU is always concerned about security and
making sure our Internet Account Access is fully protected. We
have verified with our primary provider, Innovative Technology, that the
Heartbleed OpenSSL CVE 2014 0160 vulnerability will not affect
Innovative Technology or any of its clients. All Innovative Technology
external facing web applications reside on MS ISS servers, which do not
utilize OpenSSL, and are therefore not vulnerable to this.
Looking to buy a new house
or refinance your existing home loan?
Visit our partner Centennial Lending
and find out more.
Read about our two auto buying tools!
Member Auto Premier
for a new vehicle and looking for a no-haggle, one-price
program? Then visit our latest program, MAP (Member Auto
Premier. A MAP representative will guide you through entire
auto buying process, help you find a vehicle locally, and
refer you to a participating "no-haggle, no-hassle" dealer.
MAP dealers provide low members-only prices on new cars and
special purchase incentives on used cars. Click the MAP logo
above or call 877-952-2345 to find out how to save time or
money on your next vehicle purchase.
Click here for
the latest MAP Authorized Dealer List.
your own online auto buying research from wherever you are.
You can shop a national inventory, request vehicle quotes,
and apply for a loan with the credit union. There are
loan calculators and tutorials on how to make your auto
buying experience a rewarding and memorable one. Click the button above to get
Click here for the
Ameritas Employees Credit Union
Funds Availability Policy Disclosure